Shop for Garden

The CFPB is interested in hearing about people’s overall experiences with credit card products. In particular, the request is seeking information on: Terms of credit card agreements and the practices of credit card issuers; Effectiveness of disclosure of terms, fees, and other expenses of credit card plans; Adequacy of protections against unfair or deceptive acts or practices relating to credit card plans; Cost and availability of consumer credit cards; Safety and soundness of credit card issuers; Use of risk-based pricing for consumer credit cards; Consumer credit card product innovation more »

"Academic research and agency experience suggest the following fees and fee practices fall within this category: Mandatory fees that often hide the full price. Some sellers publish a low price and then add mandatory fees later, at the “back-end” of the buying process or when a consumer tries to terminate the service... As the research shows, by hiding the full price, this practice can lead consumers to pay more than they would otherwise, and it also makes it hard for consumers to comparison shop... An example is the “service fees” added to the cost of a ticket to a concert or sporting event. more »

Ferida Wolff Writes: "It was a pleasant afternoon, sunny but not too hot. Just right for being out back on the patio reading a book. But then something took my attention away from what I was reading, a puffy seed flipping over my legs. I reached out for it but it slipped off my palm and hurried off. Then I noticed other seeds frolicking over the lawn, all determined to be on their way." more »

Ferida Wolff writes: "Taking a walk in a local nature center on a hot day. It was pleasant walking along the dirt paths in the cool shade of the trees on another 90-degree day. Each step brought something else to observe. The birds were out in numbers, chirping and flitting from tree to tree...There were still some flowers blooming which added color to the scene... Natalie Prince, a Windsor florist, said she had sold 8,000 sunflowers by Saturday afternoon. “She was a ray of sunshine to so many people,” said Ms. Prince, 35. “She was our sort of ray of hope.”                more »