Home and Shopping

In a long chapter on Family, we learn why the name on his birth certificate is Michael Luther, and why he was called 'Little Mike' in his early years. In fact, Martin Luther King wasn't named for Martin Luther, but you'll have to read the book to find out why. Nonviolence came to him easily. Even as a boy he didn't want to fight, or hit those who hit him. In 1950, while studying at Crozer Theological Seminary, he went to a lecture on Gandhi by a well-known black preacher. He was so intrigued that he read everything that he could find on the Mahatma and his philosophy. The future leader didn't leave home until he graduated from Morehouse College. However, he was ordained at 18 and made associate pastor of his father's church when he was 21. His theological training was not necessary for a career as a Baptist minister; he was going into the family business. more »

Rose Mula writes: First I had to liberate corn from a plastic-coated box which had been glued together with an impenetrable industrial-strength adhesive strong enough to attach the wings onto a 747. I was supposed to stir the corn frequently and cover the pan if it started to pop. Of course, every time I uncovered the pan to stir, several kernels popped and escaped to the kitchen floor. When what was left of the corn in the pan was a bit charred, I added the other veggies — a poblano and tomato (after coring, deseeding and dicing) and scallion (chopped, of course) and some cilantro (also chopped) with a drizzle of olive oil and a liberal sprinkling of salt and pepper. Eventually, all the veggies were charred (which was supposed to be a good thing) and the chicken and potatoes were cooked. Finally! The dinner was ready to be plated — but I was so exhausted and traumatized that I no longer was hungry. more »

While it is certainly admirable to pay off your mortgage before you retire, our experience is that retirees and pre-retirees over-estimate the impact. In today’s world of low mortgage rates, paying off the last $100,000 of your mortgage, may free up cash flow, but isn’t saving you much in interest cost. You are still left with paying insurance, and property taxes, which will continue to go up. If you consider the fact that the IRS allows for a building to depreciate over 27.5 years, it stands to reason that you may need to almost completely replace your home over 25-40 years. And if you are banking on your home to pay long-term care costs or for a move to a more elderly friendly environment, you might be disappointed in what you get. more »

Julia Sneden wrote: It's embarrassing to think back over the sheer volume of presents I've received over the years. A few stand out: a beautiful, winter-white skirt of soft wool embroidered with pale blue and silver snowflakes that I longed for but knew we couldn't afford, that turned up miraculously anyway ... an opal ring that my great aunt had promised me when I was sixteen ... from my husband, a pair of books by Carmen Bernos de Gasthold, the first Christmas we were married ... a present my eldest son selected all by himself for me when he was about eight, blue ornament earrings paid for from his allowance ... the Double Crostic books another son gives me yearly ... a copy of Babar the King brought me by my adult middle son ... photos of my grandchildren taken and compiled into a little book by my clever daughter-in-law. more »