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The CFPB is interested in hearing about people’s overall experiences with credit card products. In particular, the request is seeking information on: Terms of credit card agreements and the practices of credit card issuers; Effectiveness of disclosure of terms, fees, and other expenses of credit card plans; Adequacy of protections against unfair or deceptive acts or practices relating to credit card plans; Cost and availability of consumer credit cards; Safety and soundness of credit card issuers; Use of risk-based pricing for consumer credit cards; Consumer credit card product innovation more »

"The same devices used to take selfies and type out tweets are being repurposed and commercialized for quick access to information needed for monitoring a patient’s health. A fingertip pressed against a phone’s camera lens can measure a heart rate. The microphone, kept by the bedside, can screen for sleep apnea. Even the speaker is being tapped, to monitor breathing using sonar technology. In the best of this new world, the data is conveyed remotely to a medical professional for the convenience and comfort of the patient or, in some cases, to support a clinician without the need for costly hardware. But using smartphones as diagnostic tools is a work in progress, experts say. Although doctors and their patients have found some real-world success in deploying the phone as a medical device, the overall potential remains unfulfilled and uncertain." more »

Roberta McReynolds Writes: "Not a Christmas went by without the hope of discovering a brand-new box of 64 crayons to unwrap. Opening the lid released that unforgettable whiff of waxy pigments, and revealed the first glimpse of rows of those perfect tips on display that had never yet touched paper. The body of each stick was double wrapped in paper to lessen the chance of breakage. Those little paper shrouds bore the official name of each color. It was necessary to peel back the paper as the crayons wore down with usage. As I picked at the edge of the stiff paper it would inevitably slip under my short fingernails and stab the tender quick. Tearing back the paper in uneven strips ruined the perfect appearance in my eyes. One time I removed the entire paper from every single crayon to make them all uniform, and soon discovered how difficult it was to discern the differences in the darker colors. I regretted the disaster I’d created and immediately began longing for my next new box of crayons." more »

Jill Norgren reviews three must read books about law and justice: In Philippa Strum’s On Account of Sex: Ruth Bader Ginsburg and the Making of Gender Equality Law we learn how Ginsburg did notorious work before she became “the notorious RBG.” Ginsburg was one of the many activist women lawyers in the U.S. who have worked on behalf of issues of justice. In Lady Justice: Women, the Law, and the Battle to Save America Dahlia Lithwick introduces readers to several more, women attorneys who, during and after the Trump years, have sought justice for immigrants, would-be voters, and anti-fascist protestors among others. Rounding out these must-reads is Justice on the Brink, journalist Linda Greenhouse’s account of the U.S. Supreme Court during its 2020-2021 term when three new conservative Trump nominees along with Justices Roberts, Thomas, and Alito took full control of SCOTUS. more »