Money and Computing
GAO Health Care, Private Health Coverage: Results of Covert Testing for Selected Sales Representatives Listed on Healthcare.gov GAO-21-568R, August 10
PPACA-exempt health coverage arrangements may be attractive to consumers, particularly those who find it difficult to afford PPACA-compliant plans. However, such arrangements generally do not need to follow PPACA's requirement that plans in the individual market be presented to consumers in defined categories outlining the extent to which they are expected to cover medical care. As a result, depending on how they are marketed and sold, PPACA-exempt arrangements could present risks for consumers, if, for example, they buy these plans mistakenly believing that coverage is as comprehensive as for PPACA-compliant plans. more »
CFPB Report: Mortgage Servicers’ Pandemic Response Varies Significantly: Supervisory Data Show Some Servicers Struggled to Assist Borrowers
The report’s data metrics include call handling and loan delinquency rates, and they highlight the industry’s widely varied response to the pandemic. “Many emergency mortgage protections are winding down, and servicers have had ample time to prepare for the millions of distressed homeowners who need their assistance,” said CFPB Acting Director Dave Uejio. “Today’s report should inform servicers’ own data reviews as they determine whether they are doing enough for borrowers. Servicers who find themselves at the bottom of the pack should immediately take corrective steps. The CFPB will hold accountable those servicers who cause harm to homeowners and families.” more »
Annandale-on-Hudson, New York ... With Pleasure: Pattern and Decoration in American Art 1972 - 1985
Often described as the first contemporary art movement comprised of majority female artists, Pattern and Decoration — or P&D, as it is commonly known — defied the dominance of modernist art by embracing the much-maligned category of the decorative. P&D artists gleaned motifs, color schemes, and materials from the decorative arts, freely appropriating floral, arabesque, and patchwork patterns and arranging them in intricate, almost dizzying, and sometimes purposefully gaudy designs. Their work across mediums pointedly evokes a pluralistic array of sources from Islamic architectural ornamentation to American quilts, wallpaper design, Persian carpets, and Japanese Imari ware ceramics. more »
How to Talk With Someone About COVID-19 Vaccine Hesitancy: "There's so much tension that people don't want to risk a relationship"
The team wanted to understand why some people are reluctant to adopt COVID-19 prevention measures — including wearing a mask, social distancing and being vaccinated — and wanted to learn how to facilitate better communication with vaccine-hesitant individuals. So far, they've discovered that traditional messages — such as the need to protect yourself and others or the enticement of getting kids back to school — don't move the needle when it comes to persuading hesitant people to get a vaccine. Having a personal, empathetic conversation with people works better than presenting statistics and facts at them. The team conducted an extensive literature review of vaccine hesitancy, using the information to create a list of 25 talking points they thought might sway those who are vaccine hesitant. more »