Moving and Retirement

During our 30-year-marriage, the two of us constructed a wall. Tiff-by-tiff, the bricks grew taller and more impenetrable with each year, until it toppled in divorce. My second marriage was a pleasure cruise. We sailed along watching the same TV programs, walking our dog, taking occasional vacations — and on the rare instances we argued, it was always Tommy who said, "Let's not be mad at each other. Let's talk about it." A few words, maybe a tear from each of us, hugs, and then it was over. more »

Lawmakers from at least 30 states considered bills on pharmacy benefits managers this year. New laws have been enacted in more than a dozen states, with more awaiting governors’ signatures. Legislators were motivated to act on the issue “because it affects the ordinary consumer,” said Richard Cauchi, the health program director for the National Conference of State Legislatures... The gag clauses are inserted into contracts with pharmacies by pharmacy benefit management companies, and they prohibit druggists from telling patients or caregivers about lower prices or cheaper drug options, such as generic drugs.  more »

Although indicators of economic activity were on the soft side earlier in the year, the outlook for the remainder of 2018 remains quite positive, supported by sizable fiscal stimulus as well as still-accommodative financial conditions. In the latest report, real gross domestic product (GDP) increased 2.2 percent at an annual rate in the first quarter of 2018, a slowdown from the 3 percent pace in the final three quarters of 2017. While the unemployment rate is now lower than before the financial crisis, the employment-to-population ratio for prime-age workers remains about 1 percentage point below its pre-crisis level. It is an open question what portion of the prime-age Americans who are out of the labor force may prove responsive to tight labor market conditions. more »

A key element of the growing outdoor recreation economy — which accounts for $887 billion in annual consumer spending and supports 7.6 million jobs, according to the Outdoor Industry Association — are small businesses, especially those that operate in the gateway communities around public lands. Sure, online shopping is convenient, but it’s to a local business that most visitors turn when they need a replacement tent or last-minute supplies before heading out to camp, fish, hunt, or find solace in the outdoors. more »