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"Consumers need to be able to anticipate and avoid unnecessary fees on their checking accounts. But we are concerned that some overdraft practices may increase consumer costs beyond reasonable expectations," said Consumer Financial Protection Bureau Director Richard Cordray. "What is marketed as overdraft protection can, in some instances, create greater risk of consumer harm." more »

A survey of Emergency Medical Services leaders in the 200 largest cities found 44 percent had cut services last year, according to the Journal of Emergency Medical Services. It found 28 percent of big-city EMS agencies had a hiring freeze or were not filling vacancies, some for the third consecutive year. more »

I’ve done a lot of reading about Tommy’s condition and am relieved to learn he has not taken on another emotion that is sometimes linked to the illness: rage. If anything, he has become kinder (witness his charity), more sentimental (the tears), and softer. Because he can no longer speak, he doesn't send irritating comments to television commercials, obese strangers, or other innocent targets as I once complained about. more »

Under the military's criminal procedures, commanders have clemency powers, which means they can dismiss military court convictions "for any reason or no reason." The policy came under fire when Air Force Lt. Gen. Craig Franklin overturned a jury's ruling that Lt. Col. James Wilkerson, was guilty of aggravated sexual assault ... Under [Secy of Defense Chuck] Hagel's proposal, commanders could still reduce someone's sentence but would have to submit a reason in writing. [Democratic] Sens. Claire McCaskill and Barbara Boxer have called for similar changes. Rep. Jackie Speier, D-Calif., introduced a House bill that goes further, removing a commander's authority to overturn or reduce a judge's sentence. more »