Moving and Retirement
Asking the Question: Have You Ever Used a Government Social Program?
John Wihbey writes: Programs included the Home Mortgage Interest Deduction; the HOPE and Lifetime Learning Tax Credits; Child and Dependent Care Tax Credits; 529 (Qualified Tuition Program) or Coverdell Education Savings Account (education IRAs); the Earned Income Tax Credit; and “usage of student loans and employer subsidized health and retirement benefits.” more »
Death Takes a Policy: How a Lawyer Exploited the Fine Print and Found Himself Facing Federal Charges
Rhode Island prosecutors say that Joseph Caramadre is an unscrupulous con artist who engaged in identity theft, conspiracy and two different kinds of fraud. Prosecutors contend he deceived the terminally ill to make millions for himself and his clients. His criminal trial is scheduled to begin in November. more »
We Have Another Five Years? Underestimating Longevity and Working in Retirement
In the past half-century, life expectancy for newborn Americanfemales, the average increase was about 1.5 years per decade, from 73.1 years in 1960 to 80.8 years by 2010. “There is a general misunderstanding of what ‘average life expectancy’ means, and when people are told they will live to an age such as 80 or 85, they don’t realize that this means there is a 50 percent chance that they could live past that age.” more »
Suddenly Homeless
Rose Mula writes: I was awakened by what sounded like the pitter-patter of a gentle rain against my windows. I wish. Instead, it was the dripping of toilet water from a broken commode in the empty condo above mine. The demolition crew moved my furniture into a temporary storage pod, then started mercilessly ripping up floors and tearing down ceilings and walls, releasing trapped water before mold had a chance to establish a beachhead. more »
